19-5  Official Interest Rates of Deposits of Financial Institutions
(% p.a.)
Item Oct.09,2008 Oct.30,2008 Nov.27,2008 Dec.23,2008 Oct.20,2010 Dec.26,2010 Feb.09,2011 Apr.06,2011 July.07,2011
                   
Demand 0.72 0.72 0.36 0.36 0.36 0.36 0.40 0.50 0.50
Time  
   3-Month 3.15 2.88 1.98 1.71 1.91 2.25 2.60 2.85 3.10
   6-Month 3.51 3.24 2.25 1.98 2.20 2.50 2.80 3.05 3.30
   1-Year 3.87 3.60 2.52 2.25 2.50 2.75 3.00 3.25 3.50
   2-Year 4.41 4.14 3.06 2.79 3.25 3.55 3.90 4.15 4.40
   3-Year 5.13 4.77 3.60 3.33 3.85 4.15 4.50 4.75 5.00
   5-Year 5.58 5.13 3.87 3.60 4.20 4.55 5.00 5.25 5.50
                   
a) The upper limit of deposit rates offered by financial institutions is the banchmark rate of RMB deposits stipulated by the PBC, while the lower 
    limit is zero.