20-8  Official Interest Rates of Deposits of Financial Institutions
							(% p.a.)
Item	1998.3.25	1998.7.1	1998.12.7	1999.6.10	2002.2.21	2004.10.29*	2006.8.19
	Mar.25,1998	Jul.1,1998	Dec.7,1998	Jun.10,1999	Feb.21,2002	Oct.29,2004	Aug.19,2006
Household Saving Deposits
Demand	1.71	1.44	1.44	0.99	0.72	0.72	0.72
Time
3 Months	2.88	2.79	2.79	1.98	1.71	1.71	1.80
6 Months	4.14	3.96	3.33	2.16	1.89	2.07	2.25
1 Year	5.22	4.77	3.78	2.25	1.98	2.25	2.52
2 Year	5.58	4.86	3.96	2.43	2.25	2.70	3.06
3 Year	6.21	4.95	4.14	2.70	2.52	3.24	3.69
5 Year	6.66	5.22	4.50	2.88	2.79	3.60	4.14
Enterprises Deposits
Demand	1.71	1.44	1.44	0.99	0.72	0.72	0.72
Time
3 Months	2.88	2.79	2.79	1.98	1.71	1.71	1.80
6 Months	4.14	3.96	3.33	2.16	1.89	2.07	2.25
1 Year	5.22	4.77	3.78	2.25	1.98	2.25	2.52
2 Year	5.58	4.86	3.96	2.43	2.25	2.70	3.06
3 Year	6.21	4.95	4.14	2.70	2.52	3.24	3.69
5 Year	6.66	5.22	4.50	2.88	2.79	3.60	4.14
CDs
1 month
3 months	2.88	2.79	2.79
6 months	4.14	3.96	3.33
9 months
12 months	5.22	4.77	3.78
a) The deposit rates offered by financial institutions may not exceed the banchmark rate of RMB deposits stipulated by the PBC.