20-10  Nominal Interest Rates on Deposits of Financial Institutions
             
          (annual interest rate %)
Item 1998.3.25 1998.7.1 1998.12.7 1999.6.10 2002.2.21 2004.10.29
Mar. 25, 1998 Jul. 1, 1998 Dec. 7, 1998 Jun. 10,1999 Feb. 21,2002 Oct. 29,2004
             
  Household Deposits                                                                  
  Demand                   1.71 1.44 1.44 0.99 0.72 0.72
  Time                                                                  
     3 Months               2.88 2.79 2.79 1.98 1.71 1.71
     6 Months               4.14 3.96 3.33 2.16 1.89 2.07
     1 Year                 5.22 4.77 3.78 2.25 1.98 2.25
     2 Year                 5.58 4.86 3.96 2.43 2.25 2.70
     3 Year                 6.21 4.95 4.14 2.70 2.52 3.24
     5 Year                 6.66 5.22 4.50 2.88 2.79 3.60
  Enterprises Deposits                                                   
  Demand                   1.71 1.44 1.44 0.99 0.72 0.72
  Time                                                                  
     3 Months               2.88 2.79 2.79 1.98 1.71 1.71
     6 Months               4.14 3.96 3.33 2.16 1.89 2.07
     1 Year                 5.22 4.77 3.78 2.25 1.98 2.25
     2 Year                 5.58 4.86 3.96 2.43 2.25 2.70
     3 Year                 6.21 4.95 4.14 2.70 2.52 3.24
     5 Year                 6.66 5.22 4.50 2.88 2.79 3.60
  CDs                                                                    
   1 month                                                             
   3 months               2.88 2.79 2.79      
   6 months               4.14 3.96 3.33      
   9 months                                                             
  12 months              5.22 4.77 3.78