20-7  Sources and Uses of Credit Funds of National Banks at the Year-end
	(100 million yuan)
Item	2002	2003
Funds Sources	137173.5	164523.9
Total Deposits	113452.3	134650.3
Deposits by Enterprises	35980.1	41594.9
Demand Deposits	27546.9	31504.4
Time Deposits	8433.1	10090.6
Fiscal  Deposits	3447.9	5083.5
Deposits by Government Departments & Organizations	4610.0	5594.0
Urban and Rural Household Savings Deposits	64024.5	75834.8
Demand Deposits	20893.9	25944.2
Time Deposits	43130.6	49890.6
Agricultural Deposits	465.7	463.3
Other Deposits	4924.1	6079.8
Financial Bonds	0.5	5429.8
Inter-bank Credits	5055.8	4757.3
Currency in Circulation	17278.0	19746.0
Liabilities to International Financial Institutions	423.1	482.6
Others	963.9	-542.0
Funds Uses	137173.5	164523.9
Total Loans	90892.6	106155.9
Short-term Loans	45800.7	47987.5
Loans to Industrial Sector	16745.4	17639.1
Loans to Commercial Sector	15760.1	15168.8
Loans to Construction Sector	2168.0	1938.2
Loans to Agricultural Sector	1286.0	1271.8
Loans to Township Enterprises	1542.6	1680.5
Loans to Enterprises with Foreign Funds	1723.5	1679.7
Loans to Private Enterprises and Individuals	392.4	539.7
Other Short-term Loans	6182.6	8069.7
Medium-term & Long-term Loans	42317.2	53141.2
Other Loans	2774.8	5027.3
Portfolio Investment	19488.4	21860.6
Inter-bank Debts	1060.9	731.5
Position for Bullion & Silver Purchase	337.2	337.2
Position for Foreign Exchanges	23014.1	34565.2
Fiscal Debts	1582.1
Assets with International Financial Institutions	798.2	873.4
a) The statistics coverage of the table includes the People's Bank of China, policy banks, state-owned commercial banks and agencies of postal saving.
b) Since December in 2002, the data of gold reserve and position for bullion & silver purchase have been adjusted by the People's Bank of China.