20-10  Nominal Interest Rates on Deposits of Financial Institutions
        (annual interest rate %)
Item 1998.3.25 1998.7.1 1998.12.7 1999.6.10 2002.2.21
Mar. 25, 1998 Jul. 1, 1998 Dec. 7, 1998 Jun. 10,1999 Feb. 21,2002
           
  Household Deposits                                                              
  Demand                   1.71 1.44 1.44 0.99 0.72
  Time                                                            
     3 Months               2.88 2.79 2.79 1.98 1.71
     6 Months               4.14 3.96 3.33 2.16 1.89
     1 Year                 5.22 4.77 3.78 2.25 1.98
     2 Year                 5.58 4.86 3.96 2.43 2.25
     3 Year                 6.21 4.95 4.14 2.70 2.52
     5 Year                 6.66 5.22 4.50 2.88 2.79
  Enterprises Deposits                                             
  Demand                   1.71 1.44 1.44 0.99 0.72
  Time                                                            
     3 Months               2.88 2.79 2.79 1.98 1.71
     6 Months               4.14 3.96 3.33 2.16 1.89
     1 Year                 5.22 4.77 3.78 2.25 1.98
     2 Year                 5.58 4.86 3.96 2.43 2.25
     3 Year                 6.21 4.95 4.14 2.70 2.52
     5 Year                 6.66 5.22 4.50 2.88 2.79
  CDs                                                              
   1 month                                                       
   3 months               2.88 2.79 2.79
   6 months               4.14 3.96 3.33
   9 months                                                       
  12 months              5.22 4.77 3.78