Explanatory Notes on Main Statistical Indicators

Credit Funds  refer to the monetary funds accumulated and distributed in the means of credit by the financial institutions. The sources of credit funds include various deposits, financial bonds, liabilities to international financial institutions, currency in circulation and other items. The uses of credit funds include loans, securities and investment, position for bullion purchase, foreign exchange trading, advances to treasury, and assets in international financial institutions.

Deposit  is a form of credit by which enterprises, institutions, organizations or households can put money into banks and other credit institutions for safekeeping and interest earning, and can withdraw anytime or at appointed time. According to different depositors, deposits are divided into household deposits, non-financial enterprise deposits, government deposits, and non-banking financial institutions deposits. Deposits are major sources of the credit funds of banks.

Loan  is a form of credit by which banks and other credit institutions provide funds at certain interest rate to enterprises and individuals under the principle of unconditional repayment. Loans from Chinese banks include short-term loans, medium-term and long-term loans, financial lease, bill financing, various money advanced, and overseas loans.

Insurance Companies  refer to commercial insurance companies of various forms registered by law and established in China with the approval of insurance regulatory agencies.

Amount Insured  refers to the maximum that the insurant will get for the claim of the case insured.

Premium  is the fee paid by the insurant to the insurer to obtain the obligation of compensation from the insurance within the agreed terms.

Settled Claim  is the compensation paid by the insurer to the insurant in accordance with the insurance contract.

Payment  includes payment for death, injury or medical treatment and payment at maturity. Payment for death, injury or medical treatment refers to the money paid to the insurant (or the beneficiary) in accordance with the life or health insurance contract when the insurant encounters accidents within the insured period covered in the contract. Payment at maturity refers to the payment to the insurant in accordance with the life insurance contract at the end of the insured period.

Aggregate Financing to the Real Economy (Flow) refers to the total volume of financing provided by the financial system to the real economy over a period of time. It includes: RMB loans, foreign currency loans (RMB equivalent), credit loans, entrusted loans, undiscounted banker’s acceptances, corporate bonds, local government special bonds, domestic equity financing of non-financial enterprises, investment real estate, premium of insurance, etc.

Aggregate Financing to the Real Economy (Stock) refers to the total volume of financing provided by the financial system to the real economy at the end of a period (at the end of month, quarter or year). It includes: RMB loans, foreign currency loans (RMB equivalent), credit loans, entrusted loans, undiscounted banker’s acceptances, corporate bonds, local government special bonds, domestic equity financing of non-financial enterprises, investment real estate, premium of insurance, etc.

Number of Domestic Listed Companies  refers to the number of limited companies whose stocks issued are listed on the Shanghai or Shenzhen exchanges at the end of the statistical period. A listed company that issues both A and B shares at the same time are counted as one company by the date of listing.

Total Issued Capital  also known as total stock of listed companies, refers to the total number of shares issued by domestic listed companies at the end of the statistical period, including A share capital, B share capital and other non-tradable domestic equity.

Total Market Capitalization  refers to the total stock value according to the stock price of listed companies and the corresponding stock quantity at the end of the statistical period. Specific statistical coverage and calculation methods are as follows: if there is no trading price on the day, the closing price on the last trading day shall be adopted; the price of suspended listed shares shall be calculated at zero; the non-tradable shares of non-equity-restructured companies shall be calculated at the price of circulating A shares; the non-tradable shares of listed companies that issue only B shares shall not be calculated at the market value of their non-tradable shares on the same day. When calculating the market value of the right stock, the market value of the shares in transit (registered and unlisted) should be included.

Value of Bonds in the Exchanges Issued  refers to the total amount of coupon issued by various types of bonds during the statistical period. It is calculated at the coverage of the first day of issue.

Bonds Trading Turnover  refers to the total amount of all kinds of bonds traded during the statistical period, including the spot amount of bonds traded and the amount of bond repurchase traded.

Number of Securities Investment Funds  refers to the number of fund products in the fund market at the end of the period. It is counted since the effective date of the fund contract (the establishment date of the fund), and is excluded from the statistics since the termination date of the fund contract. It is generally counted at the coverage of the main code of the Securities Regulatory Commission (the main contract of the fund).