19-10    Nominal Interest Rates on Loans of Financial Institutions
				(annual interest rate %)
Item	1996.8.23	1997.10.23	1998.3.25	1998.7.1	1998.12.7	1999.6.10
	Aug. 23, 1996	Oct. 23, 1997	Mar. 25, 1998	Jul. 1, 1998	Dec. 7, 1998	Jun. 10, 1999
Working Capital Loans
Ordinary
6 Months	9.18	7.65	7.02	6.57	6.12	5.58
1 Year	10.08	8.64	7.92	6.93	6.39	5.85
Individuals Enterprise	①	②
Fixed Asset Investment Loans
Technical Innovation	③	③	③	③	③	③
Capital Construction
1 Year or Less	10.08	8.64	7.92	6.93	6.12-6.39	5.58-5.85
3 Year or Less	10.98	9.36	9.00	7.11	6.66	5.94
5 Years or Less	11.70	9.90	9.72	7.65	7.20	6.03
More than 5 Years	12.42	10.53	10.35	8.01	7.56	6.21
a)① Loan rates to self-employed persons in industry and commerce can be 10 higher than 10.08%.
b)② Loan rates to self-employed persons in industry and commerce can be 10 higher than 8.64%.
c)③ Loan rates of investment in innovation are same as loan rates on capital construction loans with corresponding maturity.