17-8 主要存款项目利率表 (1990-1996)
                                 INTEREST RATES OF MAJOR DEPOSITS (1990-1996)
本表为法定存款利率表。
The interest rates in this table refer to the official interest rates.
  单位：年利率％                                                                   (annual interest rate ％)  
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                                                  |           |           |           |           |           
          项      目             Item             | 1991.4.21 | 1993.5.15 | 1993.7.11 | 1996.5.1  | 1996.8.23 
                                                  |Apr 21 1991|May 15 1993|Jul 11 1993|May 1 1996 |Aug 23 1996
                                                  |           |           |           |           |           
--------------------------------------------------+-----------+-----------+-----------+-----------+-----------
城乡居民储蓄存款   Saving Deposits of Urban and   |           |           |           |           |           
                    Rural Residents               |           |           |           |           |           
活期               Current Deposits               |       1.80|       2.16|       3.15|       2.97|       1.98
定期               Fixed Deposits                 |           |           |           |           |           
  整存整取           Fixed Amount and Period      |           |           |           |           |           
    三个月             3 Months                   |       3.24|       4.86|       6.66|       4.86|       3.33
    半年               6 Months                   |       5.40|       7.20|       9.00|        7.2|        5.4
    一年               1 Year                     |       7.56|       9.18|      10.98|       9.18|       7.47
    二年               2 Years                    |       7.92|       9.90|      11.70|        9.9|       7.92
    三年               3 Years                    |       8.28|      10.80|      12.24|       10.8|       8.28
    五年               5 Years                    |       9.00|      12.06|      13.86|      12.06|          9
    八年及以上         8 Years and Over           |      10.08|      14.58|      17.10|           |           
  零存整取、整存零   Three Convinient & Flexible  |           |           |           |           |           
   取、存本取息       Ways of Savings Deposits(c) |           |           |           |           |           
    一年               1 Year                     |       6.12|       7.20|       9.00|           |        5.4
    三年               3 Years                    |       6.84|       9.18|      10.98|           |       7.47
    五年               5 Years                    |       7.56|      10.80|      12.24|           |       8.28
  定活两便           Current or Fixed Deposits    | (见注1)(a)| (见注2)(b)| (见注2)(b)|           |           
                      as the Depositor Pleases    |           |           |           |           |           
华侨人民币储蓄存款  RMB Deposits of Overseas      |           |           |           |           |           
                     Chinese                      |           |           |           |           |           
  一年               1 Year                       |       8.28|      10.80|      12.24|        7.2|           
  三年               2 Years                      |       9.00|      12.06|      13.86|       9.18|           
  五年               3 Years                      |       9.90|      14.58|      17.10|       10.8|           
企事业单位机关团体 Deposits of Enterprises,Instit-|           |           |           |           |           
 和个体工商户存款  utions, Government Organization|           |           |           |           |           
                    -s and Individual Industrial  |           |           |           |           |           
                    and Commercial Households     |           |           |           |           |           
活期                Current Deposits              |       1.80|       2.16|       3.15|       2.97|       1.98
定期                Fixed Deposits                |           |           |           |           |           
  三个月              3 Months                    |       3.24|       4.86|       6.66|       4.86|       3.33
  半年                6 Months                    |       5.40|       7.20|       9.00|        7.2|        5.4
  一年                1 Year                      |       7.56|       9.18|      10.98|       9.18|       7.47
  二年                2 Years                     |       7.92|       9.90|      11.70|        9.9|       7.92
  三年                3 Years                     |       8.28|      10.80|      12.24|       10.8|       8.28
  五年                5 Years                     |       9.00|      12.06|      13.86|      12.06|          9
  八年及以上          8 Years and Over            |      10.08|      14.58|      17.10|           |           
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注: 1.按一年期以内定期整存整取同档次利率打九折计息。
    2.按一年期以内定期整存整取同档次利率打六折计息。
a)10% discount of the interest rate of the same term fixed amount and period deposit not longer than one year.
b)40% discount of the interest rate of the same term fixed amount and period deposit not longer than one year.
c)Three convinient and flexible ways of savings deposits include: 1)desiting small sum of money every month 
 and drawing out both principal and interest in a lump when the specified time comes up; 2)depositing a 
 certain amount of money and drawing a small part out of it separately every time during the specified period;
 3)depositing a fixed amount of money in a fixed period but only drawing out the interest when the specified 
 period comes up.