S-Explanatory Notes on Main Statistical Indicators |
redit Funds refer to the funds issued as loans by
banking institutions. The sources of credit funds of the banking institutions
included deposits, liabilities to international financial institutions,
currency in circulation, self-owned funds and current retained profits, etc.
The credit funds can be used in forms of loans, gold, foreign exchange,
government debt and assets in the international financial institutions. |
Deposit
is a form of credit by which
enterprises, institutions, organizations or households can put money into
banks and other credit institutions for safekeeping and interest earning
under the principle of free withdrawal. According to different depositors,
deposits are divided into enterprise deposits,treasury deposits, deposits of government agencies
and organizations,capital construction deposits,
urban savings deposits, rural deposits and other deposits. Deposits are major
sources of the credit funds of banks. |
Loan
is a form of credit by which
banks and other credit institutions provide funds at certain interest rate to
enterprises and individuals in the light of the principle of unconditional
repayment. Loans from Chinese banks include circulating capital loans, fixed
assets loans, loans to urban and rural individuals engaged in industrial and
commercial business and agricultural loans. |
Insurance
Companies Funded with Chinese Capital refer to insurance
companies established with capitals from Chinese citizens, corporate
institutions or other organizations (including companies with shares from
foreign capital). |
Amount
Insured refers to the
maximum that the insurant will get for the claim of the case insured. |
Premium
is the fee paid by the insurant
to the insurer to obtain the obligation of compensation from the insurance
within the agreed terms. |
Settled
Claim is the compensation
paid by the insurer to the insurant in accordance with the insurance
contract. |
Payment includes payment for
death, injury or medical treatment and mature payment. Payment for death,
injury or medical treatment refers to the money paid to the insurant (or the
beneficiary) in accordance with the life or health insurance contract when
the insurant encounters accidents within the insured period covered in the
contract. Mature payment refers to the mature payment to the insurant in
accordance with the life insurance contract at the end of the insured period. |